Florida Title Agent Subscription Platform
Licensed Florida Title Agency
Sarasota, FL
Stop giving your agency 70-90% of every closing.
Every dollar your agency takes from your commission split is a dollar you earned
and they kept. OmniTitleOS replaces the conventional agency split with a flat
monthly subscription — you retain the full agent-share of premium on every policy
you issue.
25 founding slots. Pricing locked for life.
See what your commission split is actually costing you.
Florida title agents — move the sliders to match your real production. 30 seconds, no signup.
Your year, side by side.
Move the sliders to match your actual production.
Annual closings100
Files you close in a year. FL agents typically run 1–10/month.
Average premium per file$2,000
Typical FL residential mix. Higher for commercial / luxury.
Your current base salary$55,000
W-2 base salary. Set to $0 if commission-only.
Your current commission split20%
Your % of agent-share premium at your current agency.
Gross premium written
$200,000
Underwriter share (~30%)
−$60,000
Net premium (to agency)
−$140,000
Your current base salary
$55,000
Your agent share (commission)
$28,000
You keep at current agency
$83,000
You'd keep on OmniTitleOS (net premium minus $750/mo platform subscription)
$131,000
Annual difference
+$48,000
Over 5 years: $240,000
This isn't right for everyone.
If your current salary plus commission already exceeds what you'd net on OmniTitleOS, the subscription model may not make sense for you yet. But if you're closing 40+ files a year and giving up a big chunk to a commission split, you're probably leaving real money on the table. The calculator above tells you which side you're on.
Cohort #1 is open. 25 producing title agents lock in founding pricing for
the life of their subscription. Book your call to see if OmniTitleOS
is the right fit for your production and your book.
Before booking, please confirm:
You hold an active Florida 4-10 title agent license, or are a Florida-licensed attorney handling title work under § 626.8417.
You will obtain or maintain underwriter appointment as required for the policies you intend to issue.
You will maintain your own E&O coverage meeting your appointment and Florida regulatory requirements.
Not licensed yet? Email us — we're tracking candidates for cohort #2.
Built in Sarasota. Available statewide across Florida.
OmniTitleOS is headquartered in Sarasota, Florida and serves licensed Florida
title agents, settlement agents, signing agents, and real-estate attorneys
across the entire state. Whether you're closing residential purchase
transactions, refinances, or commercial files in Miami-Dade, Broward, Palm
Beach, Hillsborough, Pinellas, Orange, Duval, Lee, Manatee, or anywhere in
between, the subscription model and the same agent compensation structure
apply statewide.
Many conventional title agencies compensate producing agents with a W-2 salary in the
$40K–$70K range, with limited variable upside.
Agents producing on OmniTitleOS operate as
1099 independent contractors under a written
platform agreement — no W-2 salary cap, no agency commission split deducted
from premium, and no production quotas.
You set your own hours, you keep your own book, and your income
scales directly with the work you do — not what an HR department
decides you're worth.
How The Industry Compensates Title Agents
Three old models. One new one.
Every conventional title agency compensation structure caps the producing agent's
income — through a fixed salary, a capped commission split, or a quota that has to
be hit before the percentage even applies. OmniTitleOS removes the cap entirely.
Show full model comparison
The Conventional Models
Traditional Title Agency
National underwriters & regional firms
Compensation
$40K–$70K base + 10%–30% commission split on agent share of premium
Production
Monthly and quarterly quotas typically required
Upside
Capped by the commission split percentage
Salaried Title Position
In-house title operations roles at agencies, banks, or builders
Compensation
$50K–$80K base, no commission
Production
Closing volume targets typically required
Upside
Capped by salary band
Real-Estate Attorney Title Practice
Title work performed in connection with legal services
Compensation
Typically a revenue split between the producing attorney and the firm
Production
Subject to firm origination and matter assignment
Upside
Capped by firm split structure
How The Subscription Model Works
A platform fee replaces the percentage cut.
The conventional title agency model is structured around a percentage of every
closing — the agency's revenue is a function of the agent's production. OmniTitleOS
inverts that relationship. Platform revenue derives from a fixed monthly subscription,
decoupling agency overhead from the agent's premium income. The result is a
compensation structure in which the producing agent retains the full economic value
of every policy issued, less the underwriter's statutory retention.
— 01
You pay a fixed monthly platform subscription
One predictable subscription covers access to the
platform technology, ALTA-aligned workflows,
regulatory reporting tools, and back-office support.
The subscription is the agent's only recurring cost
of operating on OmniTitleOS. Platform-charged title
and settlement service fees are paid by the consumer
at closing and disclosed on the Closing Disclosure;
they are not deducted from the agent.
— 02
You operate as a licensed Florida title agent
Every OmniTitleOS producing agent must hold a current
Florida Title Insurance Agent license (4-10) issued by
the Florida Department of Financial Services, or be a
Florida-licensed attorney handling title work under
§ 626.8417. Agents are responsible for maintaining
their own license, continuing education, and E&O
coverage as required by their appointment and Florida law.
OmniTitleOS is a licensed Florida title agency
(FL License # G338510). Underwriter appointment for each
producing agent is arranged through the platform's
existing carrier relationships, subject to the
underwriter's standard appointment review of the
individual agent. Appointment is not guaranteed and is
determined by the underwriter.
— 03
You retain your full agent share of premium
Florida title insurance premiums are promulgated by
the Florida Office of Insurance Regulation and are
divided between the underwriter and the licensed title
agent under each underwriter's appointment contract.
On OmniTitleOS, the producing agent retains the full
agent-share of premium on every policy issued — the
share that, at a conventional title agency, would
otherwise be reduced by an agency commission split.
The platform does not take a percentage of premium and
does not participate in the agent-share in any form.
Platform Title & Settlement Service Fees
Platform title and settlement service fees.
Fees disclosed below are charged by OmniTitleOS, a licensed Florida title agency (FL # G338510), for services performed on each transaction.
As a licensed Florida title agency, OmniTitleOS performs title and settlement
services on every transaction handled on the platform. The fees below are charged
for those services, paid by the buyer, seller, or borrower at closing, and itemized
on the TRID Closing Disclosure. They are separate from the title insurance premium,
which is divided between the appointed underwriter and the producing licensed title
agent under Florida's promulgated rate structure.
Purchase · Buyer Side
$795
Services performed by OmniTitleOS for this fee: title search and examination automation, lien and tax payoff verification, Closing Disclosure preparation, escrow and wire management, document recording and post-closing follow-up, and platform compliance infrastructure.
PER CLOSING
Purchase · Seller Side
$695
Services performed by OmniTitleOS for this fee: seller-side document preparation, payoff coordination, seller proceeds disbursement, deed recording, and post-closing seller package delivery.
PER CLOSING
Refinance Transaction
$995
Services performed by OmniTitleOS for this fee: title search and examination automation, payoff coordination with existing lender, Closing Disclosure preparation, escrow and wire management, recording, and post-closing follow-up.
FLAT RATE
Retained by OmniTitleOS
Title and settlement service fees
The buyer-side, seller-side, and refinance fees disclosed above are the
platform's compensation for the title and settlement services it performs on
each transaction. Each fee covers distinct work itemized above and is disclosed
on the Closing Disclosure under TRID.
Retained by the producing licensed title agent
Agent share of title insurance premium
The agent's compensation on every closing is the producing agent's share of
title insurance premium under Florida's promulgated rate structure and the
underwriter's appointment contract. The agent does not share in the platform's
title and settlement service fees, and the platform does not share in the
agent-share of premium.
Closing & Signing
Run your own signings, or use the approved network.
Every OmniTitleOS title agent has full flexibility on how the signing portion of the
closing is handled. Some agents prefer to conduct closings personally as part of their
service offering. Others prefer to delegate signings and focus on title work, business
development, and file volume. The platform supports both.
Option 01
Conduct the signing yourself
If you are a licensed notary signing agent or hold the appropriate notarial
commission, you can conduct closings personally — in-office, on-location,
or via approved remote online notarization (RON) under Florida law. The
full client relationship stays with you, end to end.
Full control of the closing experience
Direct client relationship at the table
RON-eligible under Florida Statute § 117.201
Option 02
Use the OmniTitleOS approved signing network
Delegate the signing to a vetted, background-checked, and properly
insured signing agent from the OmniTitleOS approved signing network. Coverage
is statewide across all 67 Florida counties. The platform handles
assignment, scheduling, and document delivery — you focus on producing
files.
Automated assignment, scheduling, and document tracking
Frees the title agent to focus on file volume and business development
Signing agent fees, when the OmniTitleOS approved network is used, are disclosed on the Closing Disclosure as required under TRID and are paid by the borrower, buyer, or seller per the standard transaction terms. Use of the approved signing network is optional. Any title agent who holds the appropriate notarial commission may conduct signings personally without using the approved network.
RESPA Section 8 Compliance
Structured for RESPA Section 8 compliance.
As a licensed Florida title insurance agency (FL # G338510), OmniTitleOS is itself a settlement service provider performing actual settlement services on each transaction.
RESPA Section 8
12 U.S.C. § 2607
Compliance-by-design structure
Section 8 of the Real Estate Settlement Procedures Act prohibits giving or
accepting any fee, kickback, or thing of value for the referral of business
incident to a federally-related real estate settlement service. Section 8(c)(2)
provides that nothing in Section 8 prohibits the payment to any person of bona
fide compensation for services actually performed. The OmniTitleOS compensation
structure is designed to fit within this framework.
01
No referral fees, in either direction
OmniTitleOS does not pay or receive referral fees for the placement of title insurance business. Platform revenue comes from the agent subscription and the platform's title and settlement service fees disclosed on the Closing Disclosure — not from the referral of business by any settlement service provider.
02
Each party is compensated for distinct, actual services
The producing licensed title agent earns the agent-share of title insurance premium for title insurance services personally rendered, including search review, examination, curative work, policy issuance, and assumption of professional liability. OmniTitleOS earns its title and settlement service fees for the platform infrastructure, regulatory reporting tools, and back-office services it actually performs on each transaction, as itemized in the Fees section above.
03
All fees are disclosed on the Closing Disclosure
Every fee charged on every transaction — the title insurance premium, the platform's buyer-side and seller-side title and settlement fees, signing agent fees, and any ancillary charges — is itemized on the TRID Closing Disclosure delivered to the consumer prior to closing.
04
The producing agent agreement defines the division of services
The OmniTitleOS producing agent agreement delineates which services are rendered by the licensed agent and which services are rendered by the platform. The division of services in the agreement is consistent with the fee structure disclosed at closing.
What's Included In The Platform
The operating system behind the closings.
Automated Title Search
County records, tax databases, and lien repositories pulled and indexed automatically. Exception detection and chain-of-title analysis built in.
Order Management
Track every order from intake to issuance. Automated status updates, task assignments, and deadline tracking for your team and your stakeholders.
Stakeholder Portal
Real-estate agents, lenders, and buyers get a real-time view of order status. Secure document sharing, e-signature, and clean handoffs at every step.
ALTA & TRID Compliance
ALTA Best Practices, TRID compliance checks, underwriting guidelines, regulatory reporting, and audit-ready document retention. RESPA Section 8 controls included.
Closing & Settlement
Generate Closing Disclosures and HUD-1 forms. Manage escrow, wire transfers, and disbursement scheduling with rapid post-closing payout.
Policy Issuance
Issue owner's and lender's title policies with automated premium calculations, endorsement management, and direct underwriter integration.
ALTA Best Practices Compliant
TRID Closing Disclosure
RESPA Section 8 Structured
FL License # G338510
Common questions
Everything you want to know before booking a call.
No obligation to book until the math makes sense for your production. These answers should get you most of the way there.
The $750/month covers everything you need to operate as a producing Florida title agent: platform access, ALTA-aligned closing workflows, automated title search tools, Closing Disclosure and HUD-1 generation, escrow and wire management, regulatory reporting, TRID compliance infrastructure, your underwriter appointment process, and back-office support. There are no per-file fees, no per-policy charges, and no percentage taken from your premium — ever. The subscription is your only recurring platform cost.
Yes — the subscription is flat regardless of your monthly volume. That's what makes it a subscription model. The break-even point is roughly 8–10 closings per month depending on your premium average. Below that, the economics may not favor the platform yet. The calculator on this page will show you exactly where your break-even is based on your real numbers. If you're closing 40+ files a year, the math almost always works significantly in your favor.
OmniTitleOS arranges underwriter appointments for producing agents through its existing carrier relationships. The specific underwriter is confirmed during the onboarding call — appointment is subject to the underwriter's standard review of the individual agent and is not guaranteed. If you currently hold appointments, those are tied to your current agency — you would operate under OmniTitleOS's appointments when producing on the platform. This is something we walk through on the 20-minute call based on your specific situation.
Yes — your book is yours. OmniTitleOS is structured as a 1099 independent contractor platform. You own your client relationships, your referral sources, and your production. The platform provides the infrastructure, compliance, and back-office support. You bring the business. There are no non-compete or exclusivity restrictions on your existing relationships as part of the platform agreement.
Each producing agent on OmniTitleOS is responsible for maintaining their own E&O (Errors & Omissions) coverage meeting their underwriter appointment requirements and Florida regulatory standards. This is standard for 1099 independent title agents — the same requirement you'd have at most producing agent arrangements. Coverage minimums and carriers are confirmed during onboarding. If you have questions about your specific E&O situation, that's a good topic for the 20-minute call.
OmniTitleOS is currently a licensed Florida title agency only (FL # G338510), operating under Florida's promulgated title insurance rate structure and the Florida Department of Financial Services. The platform serves all 67 Florida counties. Expansion to other states is not available at this time. If you are a Florida-licensed title agent or a Florida-licensed attorney handling title under § 626.8417, you are eligible for the platform.
Founding agents lock in their subscription rate for life — not an introductory period, not a promotional rate. Whatever price they start at is their price permanently, regardless of future pricing changes to the platform. Standard pricing will apply to agents who join after the founding cohort closes. The founding cohort is limited to 25 slots. We are not disclosing the price difference between founding and standard pricing in advance — that conversation happens on the call.
The 20-minute call is a fit conversation — not an onboarding session. If it's a mutual fit, onboarding typically takes 5–10 business days from agreement signing, covering platform access, underwriter appointment processing, and workflow setup. You will not be billed until your account is active and your underwriter appointment is confirmed. The goal is to get you issuing policies as quickly as possible.
Still have a question not answered here?
Book a free 20-min call — or email us directly.
One flat monthly subscription replaces the conventional title agency split. Choose
the tier that matches your volume. Both tiers allow the producing agent to retain the full
agent-share of premium and include full ALTA & TRID compliance infrastructure.
Solo Agent
For independent licensed title agents producing their own book.
$750/month
Flat subscription — no per-file fees, no premium share, no quotas
Producing agent retains full agent-share of premium
OmniTitleOS is designed around one idea: the producing agent should keep
what the producing agent earns.
0
Florida counties served
Statewide from Sarasota HQ
0%
Agent-share retained
No agency commission split
$0
Flat monthly subscription
Founding price, locked for life
0
Per-file fees to the agent
No quotas, no minimums
Frequently Asked Questions
Common questions from title agents.
Who is eligible to join OmniTitleOS?
Licensed Florida title agents (4-10 license), settlement agents, signing agents and notaries, real-estate attorneys practicing under § 626.8417, and approved title agencies and law firms. You must hold an active license or be working toward licensure for a future cohort.
How does the $750/month subscription actually work?
You pay one flat monthly fee that covers access to the platform technology, ALTA-aligned workflows, regulatory reporting tools, and back-office support. There are no per-file fees deducted from the agent, no commission splits, and no production quotas. Platform title and settlement service fees are paid by the consumer at closing — not by you.
What if I'm not closing enough files for this to make sense?
Use the calculator above to run your real numbers. If your current salary plus commission already exceeds what you'd net on OmniTitleOS, the subscription model may not be the right fit yet. The platform is designed for producing agents who are actively closing files and giving up a meaningful percentage to their current agency.
Do I need my own E&O insurance?
Yes. As an independent producing agent on OmniTitleOS, you are responsible for maintaining your own Errors & Omissions coverage that meets the requirements of your underwriter appointment and Florida regulatory standards.
How does underwriter appointment work?
OmniTitleOS is a licensed Florida title agency (FL # G338510) with existing carrier relationships. Underwriter appointment for each producing agent is arranged through the platform, subject to the underwriter's standard appointment review. Appointment is not guaranteed and is determined by the underwriter.
Can I use Remote Online Notarization (RON)?
Yes. Title agents on OmniTitleOS who hold the appropriate notarial commission can conduct closings via approved Remote Online Notarization under Florida Statute § 117.201. You can also conduct closings in-office, on-location, or delegate to the OmniTitleOS approved signing network.